Accident Attorneys, Injury Attorneys, Bankruptcy Attorneys, Collection calls and credit cards Lawyer San Fernando Valley, Encino, Los Angeles, Riverside, San Bernardino, California
Debt collectors call you, betting that you're unaware of your rights and the consumer protection laws intended to protect you. They hope you're full of fear and vulnerability. Our office can give you the information you need to know, including the things that debt collectors cannot do to bother, harass, or threaten you. Under consumer protection laws, you could be entitled to compensation against these creditors.
That's right, their violations of law can put MONEY IN YOUR POCKET.
Collection agencies and Debt collectors do many unethical and even illegal things to collect a debt. Some debt collectors want to scare you into being sued, they threaten wage garnishments, and some will even threaten you with jail or criminal action (you can never go to jail for owing someone money). Luckily, our firm is here to tell you that there are options to go after these wrongful debt collectors.
Under the FDCPA there are certain Do's and Dont's that Debt Collectors must abide by. Under California law, the laws are even more strict.
Debt Collectors Must:
Debt Collectors Must NOT:
The TCPA restricts certain phone calls, telemarketing, text messages, and faxes, as well as collection calls.. It puts restrictions on using robotic or automatic dialing machines, where a real live person isn't dialing the number to call you, but only comes on the line after the machine gets you to pick up the phone. In addition, if you in any way tell the collectors to stop calling you, they must by law stop calling. If they continue to call, their violations can result in very large monetary compensation to you. You can actually collect up to $1,500.00 per phone call. Just do the math and imagine what that adds up to if they're calling you 3, 4, or even 10 times a day over a period of months. Since TCPA law governs consumer rights, we can help file lawsuits may for consumers who suffer from these violations.