Some Frequently Asked Questions
What Exactly is a Personal Injury Case?
A Personal Injury case involves injuries that are caused by the negligence of another person or entity. This includes car accidents, slip and fall injuries, dog bites, and anything else where you're injured but its not your fault. If someone else caused your injuries because they were careless or negligent, you may be entitled to compensation. Our office can help get you paid for your injuries, to cover your medical bills, compensate you for your pain and suffering, any property damage, and repairs to your car.
How are Attorney Fees Paid in Personal Injury Cases?
We work on a 100% Contingency basis. This means that there are no upfront costs or attorney fees to get us hired. We get paid ONLY if you get paid. If we don't settle your case, then you are not responsible for any attorney fees. That's why we're in this together.
How do Doctors, Treatment Centers, and Other Vendors Get Paid?
Our office works with the best doctors, specialists, treatment centers, physical therapists and other vendors that can treat your injuries. Because we have that working relationship, these vendors will get paid only if there's a settlement as well. You will not be responsible for any medical bills if there is not a settlement.
What is a Bankruptcy, and Why Should I File for Bankruptcy?
A Bankruptcy is one of the best ways to completely eliminate and wipe out your debt. Once that debt is gone, you will get a fresh start and be able to rebuild and re-establish your credit. This will lead to a brighter financial future with opportunities that weren't available prior to the bankruptcy.
What's the Difference Between a Chapter 7 and Chapter 13?
A Chapter 7 is called a Liquidation, where practically all your unsecured debts like credit cards, medical bills, personal loans and certain other debts all get wiped out. You can also wipe out the balance owed on your car if you can't afford it anymore, and wipe out tax obligations under certain circumstances as well.
A Chapter 13 is commonly known as a Reorganization. In situations where a person does not qualify for a Chapter 7, or they have debts that need to be repaid or caught up on and can't get discharged in a Chapter 7, a Chapter 13 offers an affordable repayment plan so that you can get control over difficult debts.
Will My Credit Improve After a Bankruptcy?
YES! After your bankruptcy is over and you get your debt discharge, all your debt will be wiped out. All of your previous accounts will have zero balances. And when you don't owe anyone any money, that will give you better opportunities to obtain credit and rebuild it to a point where its as if the bankruptcy never happened. Just make sure you're very responsible with the new credit you're given, and the sky's the limit.
What if I'm Getting Too Many Collection Calls?
Call us and let us know who's calling you. We will help you determine if any laws are being violated, and if they are, you will be entitled to compensation. We've been able to get our clients hundreds of thousands of dollars in compensation due to the violations by debt collectors
What Are the Laws That Protect Me Against Too Many Calls?
Our government, specifically the FCC. enforces laws on creditors are bound by. The two main laws that govern the restrictions on excessive phone calls are the Fair Debt Collections Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). Our office can help find out if any of these laws have been violated, and thus entitling you to compensation for those violations.
What Are the Results of a Creditor Harassment Case?
If the collection agencies or creditors calling you are found to have violated any laws, you can be compensated up to $1,000 against each company that violates the FDCPA, and you can also get compensated up to $1,500.00 per phone call that's in violation of the TCPA.
Is Debt Settlement a Better Option to Get Rid of Debt?
That depends. Some people may not qualify for a bankruptcy, some people may not want one, and some people just want to pay off a portion of their debt and walk away from it. Our office can help with making those decisions, so feel free to call us with any questions.